$16 an hour = $33,280 per year (40 hrs/week, 52 weeks). After taxes (single filer, 2026): $28,779 take-home in Texas/Florida — that's $1,107 bi-weekly or $2,398/month. In California: $27,448/year. In New York: $26,949/year.
$16 an Hour is How Much a Year?
$16/hour = $33,280/year before taxes. Here's your complete take-home breakdown after federal income tax, Social Security, Medicare, and state tax — for every pay period and all major states.
$16/hour — Before & After Taxes
Net shown for Texas / no-state-income-tax · single filer · 2026
| Period | Gross Pay | Take-Home (TX) |
|---|---|---|
| Yearly (2080 hrs) | $33,280 | $28,779 |
| Monthly (avg) | $2,773 | $2,398 |
| Bi-Weekly (80 hrs) | $1,280 | $1,107 |
| Weekly (40 hrs) | $640 | $553 |
| Daily (8 hrs) | $128 | $111 |
| Per Hour | $16 | $14 |
$16/hour — Annual Income by Hours Worked
Gross and after-tax (TX) for different weekly hours including part-time and overtime
| Hours/Week | Annual Gross | Annual Net (TX) |
|---|---|---|
| 20 hrs/week | $16,640 | $15,203 |
| 25 hrs/week | $20,800 | $18,629 |
| 30 hrs/week | $24,960 | $22,055 |
| 35 hrs/week | $29,120 | $25,436 |
| 40 hrs/week | $33,280 | $28,779 |
| 45 hrs/week | $37,440 | $32,122 |
| 50 hrs/week | $41,600 | $35,464 |
$16/hour After Taxes by State
Single filer · 40 hrs/week · standard deduction only · 2026
| State | State Tax | Annual Net | Bi-Weekly | All-in Tax |
|---|---|---|---|---|
| Texas | No state tax | $28,779 | $1,107 | 13.5% |
| Florida | No state tax | $28,779 | $1,107 | 13.5% |
| Pennsylvania | 3.07% flat | $27,757 | $1,068 | 16.6% |
| Illinois | 4.95% flat | $27,132 | $1,044 | 18.5% |
| Georgia | 5.49% | $26,952 | $1,037 | 19.0% |
| New York | Up to 10.9% | $26,949 | $1,037 | 19.0% |
| California | Up to 13.3% | $27,448 | $1,056 | 17.5% |
| Oregon | Up to 9.9% | $26,533 | $1,021 | 20.3% |
Customize Your Calculation
Is $16 an Hour a Good Wage?
$16 an hour is below the US median wage but livable in low-cost areas. $16/hr ($33,280/yr) is below the US median hourly wage (~$22/hr). It is livable as a single person in low cost-of-living areas (rural Midwest, parts of the South) but tight in most metro areas.
For context: the US federal minimum wage is $7.25/hr. The US median individual wage is approximately $22/hr (Bureau of Labor Statistics, 2024). $16/hr is 38% below the US median ($22/hr). Social Security considers full retirement credits are earned at any wage above $7,078/quarter.
Monthly Budget at $16/hour (No State Tax, Single)
Based on $28,785/year take-home in a no-income-tax state ($2,399/month net)
| Expense Category | Suggested Budget | % of Net |
|---|---|---|
| Housing (rent/mortgage) | $720/mo | 30% |
| Food & groceries | $288/mo | 12% |
| Transportation | $360/mo | 15% |
| Healthcare (if no employer plan) | $168/mo | 7% |
| Remaining (savings, entertainment, etc.) | $864/mo | 36% |
Jobs That Pay $16 an Hour
Common jobs with hourly wages around $16/hr include: medical receptionist, veterinary assistant, retail supervisor, food delivery driver, childcare worker, administrative assistant. Wages vary by location, experience, and employer. Use a payroll tax calculator to see exact take-home for your state.
$16 an Hour After Taxes: Key States Compared
Your take-home at $16/hr varies significantly by state. Texas/Florida give you the most take-home ($28,785/yr) while high-tax states like California ($25,690/yr) and New York ($26,772/yr) take substantially more. The difference between living in Texas vs. New York at $16/hr is approximately $2,013/year in take-home pay.