Enter Your Information
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Employee Information
Bank Account Details
9-digit number — found on the bottom-left of a check
Routing number must be exactly 9 digits
Shown as last 4 digits only in the form (for security)
Employer Information
Deposit Instructions
DIRECT DEPOSIT AUTHORIZATION
Direct Deposit Authorization Form
Employee Payroll Direct Deposit Enrollment / Change Form · 2026
I hereby authorize my employer to initiate credit entries and, if necessary, debit entries to my account at the financial institution named below. This authority will remain in effect until I provide written cancellation with sufficient notice.
Employee Information
Full Name
Jane Smith
Employee ID
Optional
Financial Institution Information
Bank / Financial Institution
Bank Name
Account Type
CHECKING
ABA Routing Number
●●●●●●●●●
Account Number
●●●● ●●●● ●●●●
Deposit Instructions
Deposit Amount
100% of net pay (full paycheck)
Effective Date
MM/DD/YYYY
Employer / Company
Optional
Authorization
I authorize the above-named employer / company to deposit my net pay electronically into the bank account listed above, until I provide written notice of cancellation. I understand that it may take one to two pay cycles for this authorization to take effect. I certify that I am the authorized owner of the account listed above.
Employee Signature
Date
Employee ID (if required)
About Direct Deposit Forms
Where to Find Your Routing Number
- Bottom-left corner of a personal check (first 9 digits)
- Your bank's website or mobile app (Account Details section)
- Call your bank directly — they can provide it instantly
- Note: routing numbers on deposit slips may differ from checks
Where to Find Your Account Number
- Bottom of a personal check (middle number, after routing)
- Bank statement — listed prominently near the top
- Online banking / mobile app — Account Details or Settings
- Account numbers vary in length: typically 8–17 digits
What Happens After You Submit
Give the completed form to your HR or payroll department. Most employers process the change within 1–2 pay cycles. Some require a voided check to verify your banking information alongside the authorization form.
Frequently Asked Questions
A direct deposit authorization form is a document that authorizes your employer to electronically deposit your paycheck directly into your bank account. It includes your bank's routing number, your account number, the account type (checking or savings), and the amount or percentage of each paycheck to deposit. Once submitted to HR or payroll, your paychecks are deposited automatically on payday — no waiting for a paper check.
You need four key pieces of information: (1) your bank's 9-digit ABA routing number, (2) your account number, (3) the account type — checking or savings, and (4) whether to deposit your full paycheck or a specific dollar amount/percentage. Optionally, your employer may require your name, address, employee ID, and signature. A voided check is sometimes requested to verify the account information.
After submitting your direct deposit form to your employer's HR or payroll team, it typically takes 1–2 pay cycles (1–4 weeks) to activate. Some payroll systems process changes faster. Ask your payroll team about the cutoff date for changes to take effect on the next pay cycle.
Yes — many employers allow split deposits. You would fill out a separate direct deposit form for each account, designating a specific dollar amount or percentage for each. For example: $500 per pay period to a savings account and the remainder to your checking account. Check with your HR department about whether your payroll system supports split deposits.
Yes — direct deposit forms are standard HR documents used by virtually every US employer. This generator runs entirely in your browser; no data is sent to any server. For added security, this tool displays only the last 4 digits of your account number in the generated form. The full account number is never stored or transmitted.