Mississippi Payroll Tax Calculator 2026

Last updated: September 2026 · 2026 IRS & state tax rates

Calculate your exact Mississippi take-home pay. State income tax: 4.7% flat. Includes federal taxes and FICA.

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Net Take-Home Per Paycheck
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DeductionPer PaycheckAnnual
Gross Pay——
Federal Income Tax——
Mississippi State Tax——
Social Security (6.2%)——
Medicare (1.45%)——
Total Deductions——
Net Take-Home——

Mississippi Payroll Tax Calculator 2026

Mississippi simplified its income tax to a flat 4.7% rate effective 2025, on a path to 4.4% by 2026 and 4.0% eventually. The state standard deduction is $2,300 for single filers. Mississippi does not tax retirement income (Social Security, IRA, 401(k) distributions) for residents over 59½.

All Payroll Deductions in Mississippi (2026)

  • Federal income tax: 10%–37% (2026 IRS brackets; single filer pays 22% bracket above ~$50,000 taxable income)
  • Mississippi state income tax: 4.7% flat rate
  • Social Security: 6.2% on wages up to $176,100 (2026 wage base)
  • Medicare: 1.45% on all wages (no cap); additional 0.9% on wages over $200,000
  • Payroll Taxes Guide
  • Overtime Rules
  • Tax Withholding Guide

Notable Mississippi Tax Features

Mississippi is phasing in its flat tax over several years and has committed to further reductions tied to revenue performance. This makes Mississippi increasingly competitive from an income tax perspective in the South.

Mississippi vs Neighboring States

For a $55,000 earner in Mississippi, state income tax is approximately $2,350–$2,500/year. Mississippi's relatively low state tax combined with a low cost of living makes it one of the more affordable states for workers.

About This Calculator

This Mississippi payroll tax calculator uses 2026 federal and state rates from IRS Publication 15-T and the Mississippi Department of Revenue. Results are estimates based on the annualized withholding method. Actual withholding may differ based on W-4 elections, local income taxes, itemized deductions, tax credits, and pre-tax benefits. Always verify with your payroll provider or a tax professional for official payroll purposes.