New York Payroll Tax Calculator 2026
Calculate your exact New York take-home pay. State income tax: 4%–10.9%. Includes federal taxes and FICA + 0.51% SDI/PFML.
| Deduction | Per Paycheck | Annual |
|---|---|---|
| Gross Pay | — | — |
| Federal Income Tax | — | — |
| New York State Tax | — | — |
| Social Security (6.2%) | — | — |
| Medicare (1.45%) | — | — |
| Total Deductions | — | — |
| Net Take-Home | — | — |
New York Payroll Tax Calculator 2026
New York has one of the most complex state income tax structures. The state rates range from 4% to 10.9% (for income over $25 million). Most middle-income earners pay rates of 6.0%–6.85%. New York City levies an additional income tax of 3.078%–3.876% on NYC residents. Yonkers adds 16.75% of state tax liability.
All Payroll Deductions in New York (2026)
- Federal income tax: 10%–37% (2026 IRS brackets; single filer pays 22% bracket above ~$50,000 taxable income)
- New York state income tax: 4%–10.9% + NYC 3.078%–3.876%
- Social Security: 6.2% on wages up to $176,100 (2026 wage base)
- Medicare: 1.45% on all wages (no cap); additional 0.9% on wages over $200,000
- Payroll Taxes Guide
- Overtime Rules
- Tax Withholding Guide
Notable New York Tax Features
New York State also levies a Metropolitan Commuter Transportation Mobility Tax (MCTMT) of 0.34% on wages for employees in New York City and seven surrounding counties. This is an employer-paid tax on wages but is relevant to total cost of employment in the metro area.
New York vs Neighboring States
For a single filer earning $75,000 living and working in New York City: state income tax approximately $4,200 + NYC income tax approximately $2,300 = total state/city income tax approximately $6,500/year (8.7% combined effective rate).
About This Calculator
This New York payroll tax calculator uses 2026 federal and state rates from IRS Publication 15-T and the New York Department of Revenue. Results are estimates based on the annualized withholding method. Actual withholding may differ based on W-4 elections, local income taxes, itemized deductions, tax credits, and pre-tax benefits. Always verify with your payroll provider or a tax professional for official payroll purposes.