New Jersey Payroll Tax Calculator 2026
Calculate your exact New Jersey take-home pay. State income tax: 1.4%–8.97%. Includes federal taxes and FICA + 0.60% SDI/PFML.
| Deduction | Per Paycheck | Annual |
|---|---|---|
| Gross Pay | — | — |
| Federal Income Tax | — | — |
| New Jersey State Tax | — | — |
| Social Security (6.2%) | — | — |
| Medicare (1.45%) | — | — |
| Total Deductions | — | — |
| Net Take-Home | — | — |
New Jersey Payroll Tax Calculator 2026
New Jersey has one of the most complex and highest state income tax structures in the country, with rates from 1.4% to 10.75%. The top rate of 10.75% applies to income over $1 million. New Jersey also levies a 4% surtax on income over $5 million.
All Payroll Deductions in New Jersey (2026)
- Federal income tax: 10%–37% (2026 IRS brackets; single filer pays 22% bracket above ~$50,000 taxable income)
- New Jersey state income tax: 1.4%–10.75% (7 brackets)
- Social Security: 6.2% on wages up to $176,100 (2026 wage base)
- Medicare: 1.45% on all wages (no cap); additional 0.9% on wages over $200,000
- Payroll Taxes Guide
- Overtime Rules
- Tax Withholding Guide
Notable New Jersey Tax Features
New Jersey has a mandatory state disability insurance (SDI) withholding from employees at 0.09% of wages (2026). New Jersey also requires Family Leave Insurance (FLI) contributions. Many New Jersey municipalities do not levy a local income tax, but property taxes are the highest in the nation (average 2.2% of assessed value).
New Jersey vs Neighboring States
For a single filer earning $80,000 in New Jersey, state income tax is approximately $4,500–$5,000/year. New Jersey's high income taxes, highest property taxes, and relatively high sales tax (6.625%) make it one of the highest overall tax burden states.
About This Calculator
This New Jersey payroll tax calculator uses 2026 federal and state rates from IRS Publication 15-T and the New Jersey Department of Revenue. Results are estimates based on the annualized withholding method. Actual withholding may differ based on W-4 elections, local income taxes, itemized deductions, tax credits, and pre-tax benefits. Always verify with your payroll provider or a tax professional for official payroll purposes.